Expensive car repair
On Monday, I had taken my wife’s car in because it had been leaking oil. Ended up being caused by a crack in the oil sending unit, just above the oil filter. Though while it was there, I also had them do the 60k tune-up on the car and also replaced the battery, since it [...]
Paying for things you only think you need
Lately, I’ve been looking for some ways to trim our expenses a little here and there. I was mainly thinking of canceling my Netflix subscription, and my Vonage phone service. I don’t use Netflix much anymore since the new TV seasons have started, and I don’t use Vonage a ton, so Skype sounds [...]
Non Paying ebayers Suck
In order to help get some more funds for our debt reduction, I’ve been planning on selling some stuff that I don’t really need on Ebay. Last week, I posted the first item. I decided to only do one to keep it simple, and it was going to be a nice ~$400.
The day [...]
Merry Christmas!
Merry Christmas to all out there in personal finance land! God bless you all!
As for my wife and I, we got to spend out Christmas sick with strep. My wife is a pre-school teacher and strep has been going around school. She had a cold part of last week, then it looks like it changed [...]
Paid off another card!
Today, I submitted the payment for the remaining balance on my Chase credit card! It felt good to select the option for “Pay current balance” instead of “Pay current minimum” or “Pay other amount” and enter in some small fraction of the balance.
This is the first time I’ve had a $0.00 balance on a regular [...]
Buying house may not save us as much
I had previously posted about how I was thinking that the end of this year might be thebest time to buy a house to help keep us in a lower tax bracket. Today, I was running some more numbers and realized it may not save us as much as I had originally though. Part of [...]
Fell a day behind in my blog reading
I fell behind a day on reading new posts, and after my earlier post about mortgage tax savings, I find that yesterday, JLP at AllFinancialMatters posted a tidbit on mortgage deduction and taxes.
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Campbell/Verizon Wireless settlement a joke
Recently, my wife got a notice that she was part of a class action lawsuit against Verizon Wireless having something to do with prepaying on a build and canceling service/being terminated and not receiving a credit prior to some day in 2003. I don’t know, not sure, but it wasn’t anything critical to us.
Anyway, as is [...]
More unexpected expenses to expect
May have some additional unexpected expenses that now need to become expected expenses.
First, I knew I was going to be needing to buy new tires for my car, and it was likely to cost $600+. However, it seems that now my wife’s car has developed an oil leak, so I need to make an appointment [...]
Impact of how you calculate returns
Previously, I’d posted about my 2045 retirement plan to have $4 million in funds. A few days after I made the post, I realized that the way I calculated my deposits and returns accounted for only yearly deposits, and also returns only once a year. In actuality, I make retirement contribution twice a month (with [...]
